Bye Insurance Agency

Our mission is to help guide you through the complexities of a secure financial future. Today, Canadians are faced with an enormous number of
investment choices. It's almost impossible to know about, let alone understand, the many
different savings accounts, GICs, bonds, stocks and mutual funds. That's why it's important
to get a knowledgeable guide who can lead you through the investment maze.

RESP'S REGISTERED
EDUCATION SAVINGS PLAN.
In the year 2015,
they say
it will cost over $67,000 for an undergraduate degree. A post-secondary education will be accessible to three categories of students: the wealthy, the ones with scholarships and the son and daughters of parents who planned ahead. FIND OUT HOW YOU CAN CREATE A LEGACY FOR YOUR CHILD.

shows that investors with advisers do better than "do-it-yourselfers." During an 11.5 year period ending June 1995, U.S investors with a financial adviser held their funds longer and earned almost 17 per cent more in total cumulative return on their investments than those who purchased their funds directly. WHY ?

No matter how much you learn about investing and mutual funds, unless, you do it for a living you won't be able to keep up with the ever-changing details.
You need an objective opinion.

STRIVING
FOR AN
INDEPENDENT
AND
COMFORTABLE FUTURE ???
One of this generation's goals was wealth accumulation to be applied towards tangible consumer items such as houses and cars. But in our present era of uncertainty about the government social safety net, priorities have changed. SAVE FOR YOUR FUTURE.

Retirement Planning A THIRTY YEAR RETIREMENT???
Planning for the future used to mean saving for a 10 year retirement.
The average Canadian life expectancy is now topping 77 years for men and 82 years for women, but you could outlive the average by 20 years or more!!
ONE KEY TO A SUCCESSFUL RRSP INVESTMENT STRATEGY IS DIVERSIFICATION.

Darren F. Bye
Account Representative
805 - 177 Lombard Avenue
Winnipeg, Manitoba
R3B 0W5
Bus:(204) 943-6367
Fax:(204) 947-3051
Cell:(204) 229-3784

Bye
Insurance Agency
is your guide.
Call or Email us whenever you
want helpful insight.